Medicare Coverage Options

What is Medicare?

Medicare is health insurance provided by the federal government. It's available to people on disability and to all Americans 65 or over, regardless of health or income, to cover or lower the costs of staying healthy.

Medicare Coverage Options

When you enroll in Medicare, you can choose from:

  • Original Medicare - This plan includes Part A (hospital insurance) and Part B (medical insurance). You also can add Part D (prescription drug coverage) and Medicare supplement insurance.
  • Medicare Advantage (Part C) – This is extra coverage provided by private insurers which covers or lowers the cost of services not covered by Original Medicare (like vision and dental).

Medicare coverage changes from year to year, and your plan’s benefits might change too. Comparing Medicare plans could result in cost savings and/or expanded benefits for the following year.

Overview of Medicare Enrollment Periods

Know your key dates for coverage enrollment:

Initial Enrollment Period

The initial enrollment period is a 7-month period that includes three months before you turn 65, your birth month and three months after you turn 65.

Annual Enrollment Period

The Medicare Annual Enrollment Period (AEP) occurs each fall from October 15 - December 7, during which you can join, drop or change Medicare coverage.

Medicare Help & Support

Choosing the right Medicare plan can be difficult. It’s helpful to talk through your unique Medicare needs with trusted resources to help guide your journey.

Schedule a Medicare Consultation

Schedule a consultation with a licensed, independent Medicare expert in your community. Learn about your Medicare coverage options by contacting a local insurance agent, contacting Medicare directly at 800-MEDICARE, or visiting medicare.gov.

We are also offering a variety of on-site broker visits between October 15 and December 7, 2024.

Mercy is in-network with the following Medicare Advantage plans:

Where can I find a Medicare broker in my area?

Current Medicare Advantage plans in network with Mercy in Southwest Missouri are Aetna, Allwell, Anthem, Humana, United Healthcare, and Wellcare by Allwell. Find Southwest Missouri Mercy locations with Medicare brokers onsite here.

Southwest Missouri Independent Medicare Experts

 

Osborn and Associates

Phone: 417-869-6464

Email: [email protected]

Website: osbornassoc.com

Location: Springfield

 

Harlan and Associates LLC

Phone: 417 553 4463

Email: [email protected]

Website: www.harlanandassociatesllc.com

Location: Joplin

 

Wise Medicare

Phone: (573) 364-5446 for Rolla; (417) 755-7050 for Springfield

Email: [email protected]

Website: www.wisemedicare.com

Location: Rolla & Springfield

 

Atkins Insurance

Phone: 573-325-8200

Email: [email protected]

Location: Winona

Current Medicare Advantage plans in network with Mercy in the St. Louis area are Aetna, Allwell, Anthem, Cigna, Essence, Humana, and United Healthcare. Find St. Louis area Mercy locations with Medicare brokers onsite here.

St. Louis Independent Medicare Experts

 

Hovis & Associates

Phone: 888-613-6196

Email: [email protected]

Website:  hovisandassociates.com

 

Sunshine Senior Services

Phone: 314-396-8555

Email: [email protected]

Website: www.sunshinesrservices.com

 

Denny & Associates

Phone: 636-887-4700

Email: [email protected]

Website: dtdinsurance.com

Current Medicare Advantage plans in network with Mercy in Oklahoma are Aetna, Blue Cross Blue Shield - OK, GlobalHealth, Humana, and United Healthcare. Find Oklahoma Mercy locations with Medicare brokers onsite here. 

Oklahoma Independent Medicare Experts

Navigating Medicare

Phone: 405-842-0494

Email: [email protected]

Website: mcmmedicare.com

 

Heartland Financial Group

Phone: (844) 502-6779

Email: [email protected]

Website: www.hfgagents.com

 

Current Medicare Advantage plans in network with Mercy in Arkansas are Aetna, Allwell, Arkansas Blue Cross Blue Shield, Cigna, Humana, and United Healthcare. Find Arkansas Mercy locations with Medicare brokers on site here. 

Arkansas Independent Medicare Experts

 

Price Insurance Services/Medicare Specialist of Arkansas

Address: 3104 South 70th Street, Ste 104

Fort Smith, AR 72903

Phone: 479-431-5632

Email: [email protected]

Se habla espanol – Marisol Banuelos

 

Heartland Financial Group

Phone: (844) 502-6779

Email: [email protected]

Website: www.hfgagents.com

Washington, Missouri Independent Medicare Experts

 

Sunshine Senior Services

Phone: 314-437-5209

Email: [email protected]

Website: www.sunshinesrservices.com

 

Ming Senior Services
Address: 203 E. Main Street, Suite B, Union, MO 63084

Phone: 636-583-1509

Website: mingsenior.com

 

Wilson & Co Insurance
Address: 802 Rainbow Drive, Washington, MO 63090

Phone: 636-239-2460

Website: www.wlsn.co

 

Help Choosing a Medicare Plan

Compare & Enroll

MedicareOnDemand

Serviced by MedicareCompareUSA

Phone: (888)-752-5174, TTY 711

Get started at: MedicareOnDemand.com/Mercy

Medicare Educational Seminars

The Medicare Annual Enrollment Period (October 15 – December 7) allows patients covered by Medicare to alter or add to their plans. You may want to explore your options and consider changing your current Medicare coverage to help manage co-pays and other out-of-pocket medical expenses.

Mercy and Medicare Advantage plans are hosting informational sessions for those eligible for Medicare or interested in learning more about Medicare coverage. 

  • 9/18/24: Medicare 101 hosted by Mercy at 65 Prime+ by Mercy – North County (637 Dunn Rd, Hazelwood, MO)
  • 9/25/24: Medicare 101 hosted by Mercy at 65 Prime+ by Mercy – North County (637 Dunn Rd, Hazelwood, MO)
  • 10/15/24, 10-11am: Medicare 101 hosted by Humana at Mercy Hospital St. Louis, dePazzi Bentley Room (615 S New Ballas Road St. Louis, MO 63141)
  • 10/19/24, 9-10am: Essence Medicare Advantage Seminar at Mercy Hospital South Cafeteria Conference Room (10010 Kennerly Rd, St. Louis, MO 63128)*
  • 10/22/24, 10-11am: Medicare 101 hosted by Humana at Mercy Hospital St. Louis, dePazzi Bentley Room (615 S New Ballas Road St. Louis, MO 63141)
  • 10/26/24, 9-10am: Essence Medicare Advantage Seminar at Mercy Hospital St. Louis, Von Gontard Conference Center (615 S New Ballas Road St. Louis, MO 63141)*
  • 10/31/24, 10-11am: Humana Medicare Advantage PPO Plan Seminar at Mercy Hospital St. Louis, dePazzi Bentley Room (615 S New Ballas Road St. Louis, MO 63141)
  • 11/2/24, 9-10am: Essence Medicare Advantage Seminar at Mercy Hospital South, Cafeteria Conference Room (10010 Kennerly Rd, St. Louis, MO 63128)*
  • 11/7/24, 10-11am: Humana Medicare Advantage PPO Plan Seminar at Mercy Hospital St. Louis, dePazzi Bentley Room (615 S New Ballas Road St. Louis, MO 63141)
  • 11/9/24, 9-10am: Essence Medicare Advantage Seminar at Mercy Hospital St. Louis, Von Gontard Conference Center (615 S New Ballas Road St. Louis, MO 63141)*
  • 11/16/24, 9-10am: Essence Medicare Advantage Seminar at Mercy Hospital South, Cafeteria Conference Room (10010 Kennerly Rd, St. Louis, MO 63128)*
  • 10/15/24, 10-11am: Medicare 101 hosted by Humana at Mercy Clinic Smith Glynn Callaway, Conference Room (3231 S National Ave. Springfield, MO 65807) 
  • 10/15/24, 10-11am: Medicare 101 hosted by Humana at Mercy Clinic Smith Glynn Callaway, Conference Room (3231 S National Ave. Springfield, MO 65807) 
  • 10/24/24, 10am-12pm: Aetna Medicare Advantage Seminar at Mercy Clinic Bolivar, Conference Room (3817 S Springfield Ave Ste 140 Bolivar, MO 65613)
  • 10/24/24, 1-3pm: Aetna Medicare Advantage Seminar at Mercy Clinic Bolivar, Conference Room (3817 S Springfield Ave Ste 140 Bolivar, MO 65613)
  • 10/30/24, 10am-12pm: Aetna Medicare Advantage Seminar at Mercy Clinic Smith Glynn Callaway, Conference Room (3231 S National Ave. Springfield, MO 65807)
  • 10/30/24, 1-3pm: Aetna Medicare Advantage Seminar at Mercy Clinic Smith Glynn Callaway, Conference Room (3231 S National Ave. Springfield, MO 65807)
  • 10/31/24, 10-11am: Humana Medicare Advantage HMO Mercy Plan Seminar at Mercy Clinic Smith Glynn Callaway, Conference Room (3231 S National Ave. Springfield, MO 65807)
  • 11/4/24, 1-2pm: Essence Medicare Advantage Seminar at Mercy Clinic Family Medicine – Branson, Conference Room (448 State Hwy 248, #140 Branson, MO 65616)*
  • 11/4/24, 3-4pm: Essence Medicare Advantage Seminar at Mercy Clinic Family Medicine – Branson, Conference Room (448 State Hwy 248, #140 Branson, MO 65616)*
  • 11/7/24, 10-11am: Humana Medicare Advantage HMO Mercy Plan Seminar at Mercy Clinic Smith Glynn Callaway, Conference Room (3231 S National Ave. Springfield, MO 65807)
  • 11/25/24, 10-11am: Essence Medicare Advantage Seminar at Mercy Clinic Smith Glynn Callaway, Conference Room (3231 S National Ave. Springfield, MO 65807)*
  • 11/25/24, 1-2pm: Essence Medicare Advantage Seminar at Mercy Clinic Smith Glynn Callaway, Conference Room (3231 S National Ave. Springfield, MO 65807)*
  • 10/16/24, 12-1pm: Essence Medicare Advantage Seminar at Mercy Hospital Northwest Arkansas, Physician Plaza Boardroom – located at right side of lobby by stairway (2708 S Rife Medical Ln, Rogers AR 72758)*
  • 10/16/24, 3-4pm: Essence Medicare Advantage Seminar at Mercy Hospital Northwest Arkansas, Physician Plaza Boardroom – located at right side of lobby by stairway (2708 S Rife Medical Ln, Rogers AR 72758)*
  • 10/22/24, 10-11am: Essence Medicare Advantage Seminar at Mercy Hospital Northwest Arkansas, Physician Plaza Boardroom – located at right side of lobby by stairway (2708 S Rife Medical Ln, Rogers AR 72758)*
  • 10/22/24, 1-2pm: Essence Medicare Advantage Seminar at Mercy Hospital Northwest Arkansas, Physician Plaza Boardroom – located at right side of lobby by stairway (2708 S Rife Medical Ln, Rogers AR 72758)*
  • 11/5/24, 10-11am: United Healthcare Medicare Advantage Seminar at Ft Smith location TBD
  • 11/6/24, 10-11am: United Healthcare Medicare Advantage Seminar at Mercy Hospital Northwest Arkansas, Physician Plaza Boardroom - located at right side of lobby by stairway (2708 S Rife Medical Ln, Rogers AR 72758)
  • 11/12/24, 10-11am: Essence Medicare Advantage Seminar at Mercy Hospital Northwest Arkansas, Physician Plaza Boardroom – located at right side of lobby by stairway (2708 S Rife Medical Ln, Rogers AR 72758)*
  • 11/12/24, 1-2pm: Essence Medicare Advantage Seminar at Mercy Hospital Northwest Arkansas, Physician Plaza Boardroom – located at right side of lobby by stairway (2708 S Rife Medical Ln, Rogers AR 72758)*
  • 11/21/24: Medicare 101 hosted by Mercy at Mercy Edmond I-35 North (2017 West I-35 Frontage Road, conference room E & F (2nd floor), Edmond, OK 73013)

* Enter your zip code and then filter on “In-Person Seminars”. Scroll to find the Mercy seminar location and date of your choice and click “Register Now” to RSVP online. 

With Mercy as your health care partner, you have access to:

  • 765 primary care providers across the communities we serve
  • Specialty care close to home when you need it
  • More 24/7 care options, including Mercy Express Care, Mercy on Call and virtual visits
  • The MyMercy+ app, allowing you to conveniently message your doctor, refill prescriptions, schedule appointments, view test results and more
  • Your electronic health record (EHR), connecting you to your doctor and entire Mercy care team, including specialists, urgent care and ER services 
Medicare Coverage FAQs

Find answers to the most commonly asked questions about Medicare coverage. View FAQs